Finance

Digital Payments & UPI Payment Systems

Learn how digital payments work end to end — UPI, cards, wallets, payment gateways and settlement.

4.6★★★★★(342 reviews) 1,560 learners 7 modules · 48 lessons · 2,100 min Beginner English

Created by Lata Sharma, Banking & Compliance Specialist

What you'll learn

  • Explaining payment flows
  • Comparing payment methods
  • Understanding settlement and reconciliation
  • Identifying payment risks

Course curriculum

7 modules · 48 lessons · 2,100 min

Planned outline shown above (sample metadata). The detailed module and lesson list for this course hasn't been published yet.

Description

Learn how digital payments work end to end — UPI, cards, wallets, payment gateways and settlement.

What this course covers: the payments value chain, UPI architecture and NPCI rails, cards, wallets and net banking, payment gateways and aggregators, settlement, reconciliation and chargebacks and fraud prevention and compliance.

Skills you will build: explaining payment flows, comparing payment methods, understanding settlement and reconciliation and identifying payment risks.

Practical applications: banking and NBFC roles, corporate finance teams and risk and compliance functions.

Who should take this course: banking and fintech professionals, product managers and students interested in payments. No prior experience is needed — the course starts from the basics.

Learning outcomes: by the end of the course you should be able to apply the payments value chain and explaining payment flows in your own work, and know which areas to practise next.

Requirements

  • No prior experience required
  • A computer with internet access

Your instructor

LS

Lata Sharma

Banking & Compliance Specialist · 14+ years of experience

Lata Sharma is a banking & compliance specialist with 14+ years of experience in banking and corporate finance. Lata teaches banking products and operations and credit appraisal with practical, step-by-step examples.

Reviews

  • K
    Kabir J. ★★★★★ 4.5/5 Sample review

    Digital Payments & UPI Payment Systems covered cards, wallets and net banking in more depth than I expected. The pace was right for my level. AML red flags were explained with very clear examples.

  • D
    Dev P. ★★★★★ 5.0/5 Sample review

    I joined to get better at comparing payment methods. The practical exercises on UPI architecture and NPCI rails were exactly what I needed. Credit appraisal case studies were close to real banking work.

  • G
    Gautam V. ★★★★★ 5.0/5 Sample review

    Well organised. Revisiting the UPI architecture and NPCI rails part a second time really helped it click. Capital budgeting examples made the formulas meaningful.

Sample reviews are illustrative demo content, not verified purchases. Ratings from learners will appear here once submitted.

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