Terms and Conditions

SKILL LINK TECH PRIVATE LIMITED, operating under the brand name Skillifyedu, provides technology-enabled services including:

• Educational course enrollment and fee collection services.
• Digital payment processing services.
• Utility bill payment and recharge services.
• Agent-assisted and institutional payment solutions.
• Other financial technology and value-added services introduced from time to time.

To use our services, you must:

• Be at least 18 years of age or use the service under parental/guardian supervision.
• Provide accurate and complete information.
• Comply with applicable laws and regulations.

Users may be required to create an account or provide personal details to access certain services.

You agree to:

• Maintain accurate account information.
• Keep login credentials confidential.
• Notify us immediately of any unauthorized account access.

• All payments are processed through authorized banking and payment partners.
• Users must ensure sufficient funds are available before initiating transactions.
• Once successfully processed, transactions may not be reversible unless permitted by applicable policies.
• SKILL LINK TECH PRIVATE LIMITED acts as a technology service provider and does not guarantee uninterrupted banking, payment network, or third-party service availability.

• Applicable service fees, convenience fees, taxes, or other charges will be displayed before transaction confirmation.
• Users agree to pay all applicable charges associated with the services used.

• Refunds, if applicable, shall be processed according to the policies of the respective educational institution, merchant, biller, or service provider.
• Processing timelines may vary depending on banking and payment partner procedures.
• Certain transactions may be non-refundable.

To comply with applicable regulatory requirements, SKILL LINK TECH PRIVATE LIMITED may:

• Request identity verification documents.
• Conduct Know Your Customer (KYC) checks.
• Suspend or restrict services if required by law or regulatory authorities.

Users shall not:

• Use the platform for unlawful activities.
• Submit false, misleading, or fraudulent information.
• Attempt unauthorized access to systems or data.
• Interfere with platform operations or security mechanisms.

• User information is collected and processed in accordance with our Privacy Policy.
• We implement reasonable security measures to protect customer data.
• Users consent to the collection and use of information necessary for providing services and meeting regulatory obligations.

All trademarks, logos, content, software, and materials available through the platform are the property of SKILL LINK TECH PRIVATE LIMITED, Skillifyedu, or their licensors.

Users may not copy, reproduce, modify, or distribute any content without prior written permission.

While we strive to provide uninterrupted services:

• Availability may be affected by maintenance, technical issues, banking networks, or third-party service providers.
• SKILL LINK TECH PRIVATE LIMITED does not guarantee continuous, uninterrupted, or error-free operation of the platform.

SKILL LINK TECH PRIVATE LIMITED shall not be liable for:

• Delays caused by banks, payment gateways, telecom operators, or third-party service providers.
• User errors in transaction details.
• Losses arising from unauthorized use due to user negligence.
• Indirect, incidental, or consequential damages.

Our liability, if any, shall be limited to the value of the affected transaction, subject to applicable law.

SKILL LINK TECH PRIVATE LIMITED reserves the right to suspend or terminate access to services if:

• These Terms are violated.
• Fraudulent or suspicious activity is detected.
• Required by law, regulatory authorities, or payment partners.

Users agree to indemnify and hold harmless SKILL LINK TECH PRIVATE LIMITED, its directors, officers, employees, partners, service providers, and affiliates from any claims, losses, liabilities, or expenses arising from misuse of the platform or violation of these Terms.

These Terms shall be governed by the laws of India.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Chennai, Tamil Nadu.

SKILL LINK TECH PRIVATE LIMITED may update these Terms and Conditions from time to time. Updated versions will be published on our website and become effective upon publication.

For any questions, complaints, or support requests, please contact: